Refinance with Equity

Everyone’s mailboxes are flooded with enticements about refinancing their home. If you have equity, no financial hardship, make mortgage payments on time and are not in foreclosure, refinancing is a very worthwhile option.

But, there are challenges: the refinancing application and process cost money, and it only makes economic sense if the reduction in rate is 1% or more. 

In situations where the homeowner has been late on payments, but still has equity and sufficient income, hard moneylenders can be an alternative. But this course of action is quite expensive and only viable when the homeowner must quickly sell the property to save his equity.

We are here to help

Ildiko and Kate’s honest, hard and supportive work during the many months was incredible. This has brought me such peace of mind. Finally, I am able to breathe.”

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