The only truly happy people are those who have found a cause greater than themselves to live for. My mission is to help homeowners gain a benefit and avoid a loss in foreclosure.”

— Ildiko Pali, Broker/Owner

Blog

In this section, we offer handy resources to help you better navigate beyond foreclosure. In our pledge to keep you better informed, we will update this section from time to time. Please let us know if there is anything else you’d like to research.

California Homeowners Bill of Rights
Posted by Ildiko Pali on Tue, 10/16/2012 - 02:16

Effective January 1, 2013, the law restricts dual-track foreclosures, where a lender forecloses on a borrower despite being in discussions over a loan modification to save the home.... Read more

HARP – Home Affordable Refinance Program
Posted by Ildiko Pali on Thu, 10/18/2012 - 00:53

If you're not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through MHA's Home Affordable Refinance Program (HARP). HARP is designed to help you get a new, more... Read more

PRP – Principle Reduction Program
Posted by Ildiko Pali on Thu, 10/18/2012 - 00:52

The Principal Reduction Program (PRP) is one of CalHFA MAC’s federally-funded programs developed with a goal to provide capital to homeowners that have suffered a hardship to reduce the outstanding principal balances of qualifying properties with negative equity. PRP will provide monies to... Read more

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It was a very difficult decision and period of my life but you helped make it possible for me to move on cleanly and to get a jump on a starting fresh. You made the whole process as easy as possible.”

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